Coda – Merchant Of Record & Global Payment Solutions

Coda is a global out-of-app monetization and payments platform helping publishers accept local payment methods, reduce risk, and grow revenue worldwide.

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Coda

Coda — Customize. Monetize. Maximize.

Coda is a global leader in out-of-app monetization, payments, and commerce solutions, helping digital businesses grow revenue without being boxed in by app store limitations.

Trusted by 300+ publishers worldwide, Coda connects content creators, game studios, and digital platforms to 200+ million paying users by unlocking access to 90% of the world’s preferred payment methods.

With the recent acquisition of Recharge, Europe’s leading prepaid payments platform, Coda has significantly strengthened its presence across prepaid, gift cards, and instant top-ups—making its global commerce ecosystem even more powerful.


Coda - Merchant of Record & Global Payment Solutions

From a Real Problem to a Global Platform

Coda’s story began in 2011 in Indonesia, where credit card penetration was less than 1%. Buying digital content online was nearly impossible for most people.

Founders Neil and Paul saw the gap and built a solution that connected locally trusted payment methods to global online commerce.

Coda - Merchant of Record & Global Payment Solutions

What started as a regional workaround has grown into a world-spanning payments and commerce platform, now operating in 65+ markets across six continents, supported by a diverse team of 600+ Codans across 20+ locations.


What Coda Does (And Why It Matters)

At its core, Coda helps digital businesses sell smarter outside app stores—with more control, better margins, and broader reach.

Key pillars of the Coda ecosystem:

  • Accept payments everywhere
  • Monetize globally beyond cards
  • Reduce fraud, tax, and compliance risk
  • Scale faster with less operational load

Coda also acts as a Merchant of Record, handling taxes, regulatory compliance, risk, and fraud, so publishers can focus on growth rather than paperwork.


Products That Power Global Growth

Codapay — Unlock Global Payment Coverage

Codapay gives publishers instant access to 400+ payment methods, including:

  • E-wallets
  • Direct carrier billing
  • Bank transfers
  • Prepaid and local methods

This alone opens doors to audiences that traditional card-only setups simply can’t reach.


Coda Custom Commerce — Your Store, Your Way

A 100% customizable web store designed around your brand, your content, and your monetization strategy. Ideal for publishers who want:

  • Full design control
  • Better conversion rates
  • Direct relationships with customers

Coda Instant Commerce — Go Live in Minutes

Need speed? Coda Instant Commerce lets you launch a functional web store quickly, perfect for rapid experimentation, launches, or market testing.


Coda Distribution — Built-In Reach

Coda Distribution taps into an extended partner network of e-commerce platforms, helping publishers expand reach without rebuilding infrastructure market by market.


Codashop — A Global Digital Marketplace

Codashop is Coda’s flagship marketplace where publishers sell:

  • In-game currency
  • Digital content
  • Bundles for major titles like Call of Duty Mobile and apps like Tinder

It’s a fast track to massive global visibility without a storefront.


Coda Links — Smart Link-Out Monetization

A comprehensive link-out solution that routes users to the best payment experience based on location, device, and preferences, improving conversion while reducing drop-offs.


Giftcloud & Recharge App — Loyalty and Top-Ups

  • Giftcloud enables digital rewards and loyalty programs at scale
  • Recharge App supports instant prepaid top-ups worldwide

These tools are especially powerful for retention, gifting, and alternative monetization strategies.


A Global Network of Stores

Coda operates and powers multiple regional and global stores, including:

  • Recharge.com — prepaid top-ups worldwide
  • Startselect.com — European digital gift & gaming cards
  • Guthaben.de — Germany & Austria
  • Beltegoed.nl — Netherlands
  • Recharge.fr — France
  • Mobiletopup.co.uk — United Kingdom
  • Herladen.com — Benelux

This localized presence is one of Coda’s biggest competitive advantages.


Solutions Built for Scale

Coda isn’t just about payments—it’s about stress-free global growth.

With Coda, publishers can:

  • Grow out-of-app commerce
  • Offer more ways to pay
  • Minimize risk & fraud
  • Expand without worrying about tax or compliance
  • Stay in control while staying true to their brand

All of this is delivered through one seamless integration.


Industries Coda Serves Best

While Coda works across digital commerce, it’s especially strong in:

  • Mobile & online gaming
  • Digital content platforms
  • Subscription-based services
  • Global consumer apps

These industries benefit most from local payment access and prepaid solutions.


People, Culture & Trust

Coda is powered by 600+ Codans from 50+ nationalities, collaborating across time zones with a single focus: maximizing partner growth. The leadership team brings deep experience in payments, technology, and global operations, backed by strong investors and a decade-long track record.

As CEO Shane Happach puts it:

“Coda’s mission is clear: collaborate, execute with precision, and drive measurable impact for our partners.”


Why Coda Deserves a Spot on UIUXshowcase

Coda is not just a payments company—it’s a growth engine for global digital businesses. Its strength lies in combining:

  • Deep local market expertise
  • Powerful, flexible products
  • Strong UX-driven commerce flows
  • And real operational relief for publishers

For teams looking to customize their commerce, monetize smarter, and maximize global reach, Coda is one of the most complete solutions in the market today.


Ready to grow? Coda is ready to go.
Explore their ecosystem, build your store your way, and unlock global monetization—without the usual friction.



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